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"signal_id": "FCA-2026-CP-047",
"signal_type": "consultation_paper",
"regulator": "Financial Conduct Authority (FCA)",
"jurisdiction": "United Kingdom",
"title": "CP26/12 – Motor Finance Compensation Scheme",
"publication_date": "2026-07-15T09:00:00Z",
"response_deadline": "2026-10-15T17:00:00Z",
"affected_sectors": ["consumer_credit", "motor_finance", "insurance"],
"linked_rulebook_sections": ["CONC 5", "CONC 6", "PRIN 2A"],
"policy_summary": "Proposals for redress scheme covering discretionary commission arrangements 2007-2021",
"estimated_impact": "high",
"source_url": "https://www.fca.org.uk/publications/consultation-papers/cp26-12",
"point_in_time_snapshot": "cp26-12-v1.pdf",
"captured_at": "2026-07-15T09:47:22Z",
"verifier_id": "hv-9247",
"verified_fields": ["response_deadline", "affected_sectors", "linked_rulebook_sections", "policy_summary"]
}